Monday, January 7, 2013

so i figured

i'd start blogging again just to keep my thoughts a bit more organized. sometimes i have a ton of things on my mind and i can't keep track of all of it cause i'm constantly on the go or working. right now the main thing i have on my mind is saving my $$$$$. i need to find a balance between being content w/ all my material possessions and realizing i shouldn't spend any more $$$ on these pointless things. yeah they make me happy temporarily, but i need to save up for something worthwhile like a house or traveling. i really need to get my shit together and stop shopping so much. i think that's the main thing i've complained about since i was 18 yrs old. the minute i was making money. i was shopping. i really should have taken my parents advise and saved saved saved!!! i could have bought like 3 houses by now hahaa. i'd at least have a really big down payment for a home i want in sherman oaks. but instead i have to start from scratch. i was talking to some of my co workers about applying for home loans and FHA and all these terms i didn't understand. lol all i've figured out so far is that i need to save for a downpayment and that i need to apply for a home loan. not really sure what i'd get approved for because i only started making real money only recently. so i'm not sure if that will help me w/ my loan. i really want to save a 20% down payment for a $700,000 home. even if the house/townhouse i buy isn't that much, it doesn't hurt to over save. i also want to start saving for my retirement and my future kids. i figured now that i'm making a decent living, now's the time for me to really take advantage of all of that and just save it all! ughhhhhhhh but it's so hard when there's so many things out there that i want to buy :( i really need to just make due w/ what i have.  saw this on IG and it really made me want to do the same to my closet, or at least something similar. 

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